{"id":21579,"date":"2026-07-21T09:44:21","date_gmt":"2026-07-21T16:44:21","guid":{"rendered":"https:\/\/www.cyberpowergaming.com\/?p=21579"},"modified":"2026-07-21T09:44:23","modified_gmt":"2026-07-21T16:44:23","slug":"how-to-finance-a-gaming-pc","status":"publish","type":"post","link":"https:\/\/www.cyberpowergaming.com\/how-to-finance-a-gaming-pc\/","title":{"rendered":"How To Finance A Gaming PC"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"915\" height=\"278\" src=\"https:\/\/www.cyberpowergaming.com\/w\/wp-content\/uploads\/2026\/07\/FinaneAGamingPC-915x278.png\" alt=\"How To Finance a Gaming PC\nAffirm Monthly Payments\" class=\"wp-image-21582\" srcset=\"https:\/\/www.cyberpowergaming.com\/w\/wp-content\/uploads\/2026\/07\/FinaneAGamingPC-915x278.png 915w, https:\/\/www.cyberpowergaming.com\/w\/wp-content\/uploads\/2026\/07\/FinaneAGamingPC-400x122.png 400w, https:\/\/www.cyberpowergaming.com\/w\/wp-content\/uploads\/2026\/07\/FinaneAGamingPC-768x234.png 768w, https:\/\/www.cyberpowergaming.com\/w\/wp-content\/uploads\/2026\/07\/FinaneAGamingPC.png 1509w\" sizes=\"auto, (max-width: 915px) 100vw, 915px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Gaming PCs are expensive. What has been dubbed by some as &#8220;<a href=\"https:\/\/tech.yahoo.com\/ai\/article\/what-is-ramageddon-how-and-why-ai-is-making-your-tech-more-expensive-150000119.html\" target=\"_blank\" rel=\"noopener\">RAM-aggedon<\/a>&#8221; is only pushing prices higher. However, price doesn&#8217;t need to be a barrier between you and enjoying PC gaming. At CyberPowerPC, we offer an alternative purchasing path allowing you to finance a gaming PC with Affirm.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is Affirm?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Affirm is a flexible payment plan service with flexible finance plans for purchases. Pay for your gaming PC over time with a plan that fits your lifestyle. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How does it work?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Choose from 3, 6, or 12 monthly payments at checkout. Complete your purchase by entering your information to create an Affirm account. Make payments on your account at <a href=\"https:\/\/www.affirm.com\/\" target=\"_blank\" rel=\"noopener\">affirm.com<\/a> or in the app. Depending on your payment plan and the price of your PC, your monthly payments will be different.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 6 month options splits the price of the PC up over 6 months, and there is 0% APR. Meaning the final cost of financing the PC is the same as purchasing it outright.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For the longer term options of 12 or 36 months,  there is interest to consider, and the rate will be shown if you click on the Affirm icon on the PC you are looking at on our website. The current rates are 14.99% APR for the 12 month term financing, and 15.00% for the 36 month financing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per Affirm T&amp;Cs, the APR is 10-30% based on credit, subject to an eligibility check.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Are the any hidden fees?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">With Affirm, what you see is what you get. That&#8217;s why we use them for our financing platform. You will always know exactly what you need and when you will be done paying. There&#8217;s no weird hidden fees. That means no late fees, service fees, or any other hidden junk. Also, checking for eligibility to use Affirm will not affect your credit score.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Can I Pay Off My Purchase Early?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There is no penalty for paying early. You can also pay more than the minimum require monthly payment, in order to pay off your gaming PC sooner.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">Financing is a great option to add some flexibility to your gaming PC purchase. With Affirm, financing your gaming PC has never been more simple. To learn more about Affirm, <a href=\"https:\/\/www.cyberpowerpc.com\/page\/affirm\/\" target=\"_blank\" rel=\"noopener\">head to our website<\/a>. Pay at your own pace. Get started with Affirm today!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gaming PCs are expensive. What has been dubbed by some as &#8220;RAM-aggedon&#8221; is only pushing prices higher. However, price doesn&#8217;t need to be a barrier between you and enjoying PC gaming. At CyberPowerPC, we offer an alternative purchasing path allowing you to finance a gaming PC with Affirm. What is Affirm? Affirm is a flexible&hellip;&nbsp;<a href=\"https:\/\/www.cyberpowergaming.com\/how-to-finance-a-gaming-pc\/\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">How To Finance A Gaming PC<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":21582,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[2720],"tags":[],"class_list":["post-21579","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-tos"],"_links":{"self":[{"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/posts\/21579","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/comments?post=21579"}],"version-history":[{"count":5,"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/posts\/21579\/revisions"}],"predecessor-version":[{"id":21585,"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/posts\/21579\/revisions\/21585"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/media\/21582"}],"wp:attachment":[{"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/media?parent=21579"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/categories?post=21579"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cyberpowergaming.com\/wp-json\/wp\/v2\/tags?post=21579"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}